NCJAR News
Buying a home is one of the most significant personal and financial decisions you'll make. For many buyers, a key part of the process is securing a loan that allows you to pay for your new home over time. If you’re working with a REALTOR®, they can help you explore mortgage options and guide you through the journey. Here’s a breakdown of what you need to know:
What Is a Mortgage, and How Do You Get One?
A mortgage is a loan provided by a bank or lender that lets you finance the purchase of a home, paying it back over time with interest. Mortgages come in many forms, with the 30-year fixed-rate mortgage being one of the most popular options. A range of factors can impact your mortgage options, including:
- Down Payment
- Credit Score
- Income
- Employment History
- Current Interest Rates
- Lender Policies
The prestigious NJ Realtors Circle of Excellence Sales Award recognizes outstanding achievement in the field of real estate salesmanship. Applications for this highly regarded program have been open since August 1 and will CLOSE at 5:00 PM EST on January 13, 2025.
How to Apply
All applications must be submitted online through the NJ Realtors platform. Log in to apply HERE.
Award Levels for 2024
The Circle of Excellence Sales Award is structured across four levels based on sales volume and units achieved in 2024:
- Platinum: $20 million and 30 units minimum, or 125 units
- Gold: $12 million and 25 units minimum, or 90 units
2024 NCJAR President Chris Coccia and 2025 NCJAR President Jeff Jones share their excitement from NAR NXT in Boston. They highlight valuable learning experiences, engaging speakers, and updates on government affairs. Jeff describes presenting representation options to the Executive Committee, while Chris reflects on insights from a roundtable with other association leaders. Both are enthusiastic about bringing back these ideas to NCJAR and preparing for an impactful 2025.
For questions and concerns, please contact us at 973-425-0110 or email us at
It was an incredible experience connecting with so many of you last week in Boston. The energy and passion of our REALTOR® community reaffirmed the vital role our industry plays in serving consumers and supporting communities.
We invite you to watch the latest "On The Road" video, which shares insights into 2025 priorities, focusing on NAR's core mission to protect consumers and foster industry collaboration. The video also highlights the recent Consumer Transparency Committee (CTC) recommendations to the Executive Committee, along with upcoming events. For a detailed look at recently approved motions, visit Magazine.realtor.
Thank you to everyone who joined us in Boston. Looking forward to all we can accomplish together in 2025!
Additional Resources
