NCJAR News
Wherever you buy a home in the United States, property taxes are an unavoidable part of homeownership. Here’s what every homebuyer should know:
What Are Property Taxes?
Property taxes are levied by local governments based on the assessed value of a property. These funds are essential for maintaining public services, including schools, emergency services, and infrastructure. In some states, personal property like vehicles and boats may also be taxed.
Can Homebuyers Determine Property Taxes Before Purchasing?
Yes! Real estate listings often include details about a property’s annual tax bill. Buyers can also request the seller’s latest tax bill and inquire about the property's last reassessment. Keep in mind that assessed values may change after a sale, as they are typically adjusted based on the purchase price.
Congratulations on your outstanding achievement as a 2024 NJR® Circle of Excellence Sales Award® recipient! Your hard work and dedication to real estate excellence deserve to be recognized, and we are thrilled to invite you to an evening of celebration and networking.
- Date: Thursday, March 20, 2025
- Time: 5:30 PM – 9:30 PM
- Venue: The Venetian, Garfield, NJ
Join us for an elegant evening featuring an open bar, passed hors d'oeuvres, a buffet dinner, and dessert. Enjoy music from our DJ, capture the moment with professional red carpet photos and a 360 photo booth, and share your experience at our social media station.
Ticket Information:
In today’s fast-paced real estate market, staying ahead of the competition requires more than just hard work—it requires working smarter. Enter artificial intelligence (AI), a game-changer for real estate professionals looking to save time, improve productivity, and build a more efficient business. One of the best tools to achieve this is ChatGPT, an AI-driven solution that can revolutionize how you approach your daily operations.
To help real estate agents unlock the potential of ChatGPT, NCJAR is hosting an exclusive virtual event featuring Marki Lemons Ryhal, a renowned global keynote speaker, certified AI officer (CAiO), and business coach. On March 4th at 11 AM, Marki will share expert insights on how to leverage ChatGPT to streamline every aspect of your real estate business.
Why You Should Attend
Marki brings over 30 years of experience in the real estate industry and a deep understanding of how technology can transform business strategies. As an expert in AI, she will guide attendees through the ways AI tools like ChatGPT can optimize your day-to-day tasks and help you stay ahead in the competitive world of real estate. From automating repetitive tasks to improving client communication and enhancing marketing efforts, the possibilities with AI are endless.
What You’ll Learn
Whether you’re a first-time buyer or preparing for your next move, the journey to homeownership is both exciting and challenging. In this post, we’ll walk through the key factors to consider as you prepare for the home purchase process.
Defining Your Home Needs
Before you begin your search, it’s essential to envision what type of home will best serve your current and future lifestyle. Ask yourself:
- What size home suits my family now and in the future?
- Which locations offer the convenience I need—proximity to work, schools, public transportation, or recreational facilities?
- Do I prioritize privacy or a community-oriented setting with shared amenities?
Also, consider the value of working with a REALTOR®. Remember, a REALTOR® is obligated to put client interests above their own, and you should feel comfortable discussing their familiarity with your preferred markets and their strategy to help you succeed.
The Importance of a Strong Credit Score
Your credit score is a cornerstone of your home-buying process. A robust credit history not only boosts your chances of mortgage approval but can also secure you more favorable terms and lower interest rates. Building or maintaining a good credit score involves:
- Using credit cards wisely.
- Paying your balance off in full and on time.
- Monitoring your credit report regularly.
The earlier you start, the better positioned you’ll be when it comes time to apply for a mortgage.
